If you suffered a life-changing injury or illness, you and your family likely face a significant amount of emotional and financial stress ahead. That is why many families rely on long-term disability insurance coverage to help them through stressful times like these.
However, these claims for coverage are often denied the first time around. A denial might cause you and your family to worry, but there are steps you can take to recover the benefits you need during this time. The first step is preparing an appeal of the denial.